INTRODUCING A BETTER WAY TO PAY!
Shop Pay gives you more ways to buy now and pay later. There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.
Here's How It Works:
1. Check out with Shop Pay
Fill your cart and check out with Shop Pay.
2. Pick the payment plan that works for you.
Choose 4 interest-free payments or monthly installments*.
3. Get what you want and pay over time.
You'll be prompted to make the rest of your payments.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.
What if I make a return on a purchase made through Installments with Shop Pay?
If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:
- A smaller payment balance on the final payment.
- Less future payments on the remaining loan balance.
If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.
Which payment methods are accepted if I use the option to pay Installments on Shop Pay?
The installments option on Shop Pay is available on debit cards.
Have more questions?
- For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com.
- For questions about Shop Pay or the Shop App, visit https://help.shop.app.
*Rates from 0% APR and 10-30% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.